Blog
We will use this area to keep clients and friends up to date with changes and events that they should be aware of. We will also post Newsletters and other information. Check back regularly for updates.
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Is it time for a change?
Are you happy with your current financial professional?Have they met with you to discuss how recent market fluctuations could affect your financial plans? When was the last time the two of you sat down to really discuss...
Read MoreProtect Your Data from Security Breaches
Last month, Apple sent out a notice urging some of its users to update their operating systems.* The reason? A vulnerability had been discovered that hackers could use to gain access to users’ computers and other products. If...
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Questions to Ask When Choosing an Advisor
Let these questions help you find your next financial advisor. Having conversations about your finances and financial future can be a very personal topic. Find an advisor you can trust, who will provide sound advice and they have the...
Read MoreIRA Rollovers for Terminated Employees
Have you been let go at work? What happens to the money you have saved in your employee retirement plan?If you have been terminated by your employer, you have 4 choices when it comes to your retirement plan money:Cash it out (and lose...
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Financial Changes Caused By Divorce
Divorce could affect more than you expect. No matter how you look at it, divorce is a difficult and turbulent time. Ending a marriage can strain relationships, emotions, friendships and finances. It also involves some tough decisions...
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Protect Yourself From Identity Theft
5 WAYS TO DEFEND AGAINST IDENTITY THEFT You've probably heard about identity theft, but you may not know what it is or how to protect against it.First, let's talk about what identity theft is. Identity theft occurs when someone steals...
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The Underutilized Benefits of a Health Savings Account
Healthcare can be one of the priciest yet essential parts of life’s journey. And yet, many struggle to utilize the financial tools that may help. Take Health Saving Accounts (HSAs), for example.In 2019, 55% of those with HSAs...
Read MoreConcerned You’ll Outlive Your Money?
Americans are living longer than ever and that, of course, means they need more and more retirement savings. According to the CDC, we’re living to age 78.6 on average.1 That’s a lot of candles on the cake.Using...
Read MoreFull Social Security Benefits at Age 66
At age 66, you qualify for full Social Security benefits—but not necessarily your maximum benefit. If haven’t already begun receiving Social Security benefits, it’s important to understand why it may be advantageous...
Read MoreA Handy Estate Planning Checklist
As you travel on the journey of life, you’ll inevitably build up an estate that one day your loved ones will inherit. These details are all handled in your estate plan. An estate plan acts like a roadmap for your heirs by...
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Are Your Streaming Services Keeping You from Saving?
Are Streaming Services Keeping You From Retiring? We all love our streaming services. It might have started with just one, but as more are created, and you add shows to your must-see list, you shell out more and more each month to...
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Retire Wise | September 2021
How Technology Is Making It Easier and More Cost Effective for Retirees to Age in PlaceAccording to a recent national survey, 90% of adults, age 50 or older, say they want to remain in their current homes as they age. The survey also...
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Understand These Essential Financial Terms
8 Financial Terms You Need to Know As you start out in life, your finances can seem overwhelming. How can you start saving money? Taking out loans? Financing a house? Before you can set attainable goals for yourself, you have to have...
Read MoreHow to Calculate Your Required Minimum Distribution
Required minimum distributions (RMDs) are an important part of retirement. Calculating them across one or multiple retirement accounts can be complicated and, if not done properly, can result in tax penalties.Here’s what you...
Read MoreAre You Running Your Business on Your Terms?
Having the business you want to work at beats working at wanting the business you have. Why keep feeling like you’ve been pigeonholed into someone else’s solutions?There’s no “one way” to be independent,...
Read MoreBeing Financially Independent
For many women like you, being financially secure is an important goal, whether you’re married, single, working, or staying home with children. This financial independence can give you a certain level of empowerment and...
Read MoreDo you check any of these boxes?
Chances are you or someone in your circle has faced a life-changing event as a result of the COVID-19 pandemic. Many are reaching out for financial guidance. Do you have any financial questions or concerns to address at this time? The...
Read MoreEasing into Retirement
There’s good news for the growing number of Americans approaching retirement age who are ready to scale back, but aren’t ready to completely stop working: Work-from-home jobs give you more options than ever before, whether...
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Is a Will or Trust Right for you?
LEARN ABOUT THE DIFFERENCE BETWEEN WILLS AND TRUST You may not know the difference between a will and a trust. As you're estate planning, you should know your options and the proper tools to achieve your asset distribution goals....
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Protect Yourself From Identity Theft
5 WAYS TO DEFEND AGAINST IDENTITY THEFT You've probably heard about identity theft, but you may not know what it is or how to protect against it.First, let's talk about what identity theft is. Identity theft occurs when someone steals...
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Now open: our new online home!
Now open: our new online home! Exciting news: we have a beautiful new website! We’d love for you to come take a look. We are thrilled to announce the launch of our brand new website. We created our site to improve the level of...
Read MoreUse a vacation to “practice” for retirement
Are you planning your annual summer getaway to the beach or the mountains? A stay-cation at home, perhaps? Wherever you land, consider using this year’s holiday to try retirement on for size. We’ll admit we discovered the...
Read MoreOffice Closure - Memorial Weekend
Our offices and the markets will be closed on Monday May 28th for Memorial Day. We hope everyone has a safe and happy holiday with their friends and families.
Read MoreOffice Closure - Good Friday
Our offices and the markets will be closed on Friday March 30th 2018 for Good Friday. We hope you have a great one. We will be checking email and voicemail during that time.
Read MoreDon’t put all your eggs in one basket!
We’ll give the Easter Bunny a pass, but it’s generally not a good idea to put all your resources into one place. Or, for that matter, plan your retirement with emphasis on one activity or “bucket list” goal only...
Read MoreOffice Closure
Our offices and the markets will be closed on Monday February 19th 2018 in observance of Presidents Day. We hope you have a great one. We will be checking email and voicemail during that time.
Read MoreGet your head out of the sand before you plan!
We love sand. Especially on a sunny beach this time of year. Soft, warm and fun to build things with, sand is comforting, fluffy and, the occasional dead jellyfish notwithstanding, lovely to look at. Except when your head is up to its...
Read MoreOffice Closure
Our offices and the markets will be closed on Monday January 15th 2018 in observance of Martin Luther King Jr, Day. We will be checking email and voicemail during that time.
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Get enthusiastic about your 2018 retirement!
There are tons of tips for preparing financially for retirement released in the press this time of year. But, after you’ve crossed all the i’s and t’s, it’s your level of preparednessand enthusiasm in four...
Read MoreHolidays - Office Closure
Our office will close on Friday December 22nd at 5 pm and re-open on Tuesday January 2nd at 9 am for the holiday period. We will be checking email and voicemail during the period. We hope our clients and friends have a happy and safe...
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Give yourself the gift of a well-planned retirement
Call us greedy, but we’ve never thought Santa’s list should be limited to the kids. After all, children have such short attention spans. They may spend an hour on Christmas morning fawning over new toy cars, dolls and candy...
Read MoreHealth Benefits of Having, Being Grandparents
U.S. News looks at the health benefits of having, and being, grandparents: Link
Read More10 Spare-Time Small Businesses
Entrepreneur lists 10 spare-time small businesses that could bring more money home for millennials Link
Read MoreRetirement Planning Crisis May Be Overblown
This Forbes article argues that the retirement planning crisis we read so much about may be overblown: https://h.ptsm.us/18GbDw
Read More10 Good Financial Life Lessons to Teach Your Kids
An article @ USA TODAY notes 10 good financial life lessons to teach your kids: Link
Read More10 Good Financial Life Lessons to Teach Your Kids
An article @ USA TODAY notes 10 good financial life lessons to teach your kids: Link
Read More4 Myths That Can Hinder Small Business Success
A post at Due.com identifies 4 myths that can hinder small business success: Link
Read MoreSightline | Economic Impacts of Hurricane Harvey
Cetera Investment Management has just released a new market commentary titled Economic Impacts of Hurricane Harvey. While our thoughts go out to the victims, family, friends and colleagues in the path of Hurricane Harvey, this...
Read MoreCPA Support Program
As a CPA with a successful practice, you have worked hard to establish yourself as a trusted advisor, particularly in this turbulent financial environment. Because you have built solid, long-standing relationships, clients may feel...
Read MoreShould Kids Be Teens Before They Get a Smartphone?
Should your kids be teens before they get a smartphone? TODAY spotlights the Wait Until 8th movement Link
Read MoreWeekly Vantage Point
Includes a broad overview of the week's economic and world updates with direct market insight with a market table, weekly economic calendar, points of view and words of wisdom. Link
Read MoreFastest-Growing World Travel Destinations
What are the fastest-growing world travel destinations? CNN takes a look: https://h.ptsm.us/3ym2f9
Read MoreAre You a Business Owner or an Entrepreneur?
Are you a business owner or an entrepreneur? Entrepreneur says the difference is all about mindset: https://h.ptsm.us/1cGCR2
Read MoreWhy More Women Are Taking Second Jobs
CNN Money looks at why women are taking second jobs more frequently than men: https://h.ptsm.us/3W3pEF
Read MoreDorm Insurance for Your College Student?
You might want dorm insurance for the college student in your family. Consumer Reports explains why: https://h.ptsm.us/1QkSK
Read MoreMost Beautiful Train Trip in U.S. Costs Just $97
The most beautiful train trip in the U.S. costs just $97. Travel and Leisure spotlights it @ https://h.ptsm.us/1DbGWa
Read MoreApps that help achieve goals
APPS THAT HELP ACHIEVE GOALS The gap between setting goals and achieving them can be difficult to bridge. To enhance the chances of achieving personal goals, reminders and motivation are essential; making a New Year’s resolution...
Read MoreOffice Closure - Holiday
Our office and the markets will be closed on Monday May 29th 2017 in observance of Memorial Day. We hope our clients and friends have a safe and enjoyable holiday weekend and a terrific summer.
Read MoreOffice Closure
Our offices will be closed on Monday February 20th for Presidents Day. We hope everyone has a safe and happy holiday.
Read MoreOffice Closure - Thanksgiving
The office will be closed on Thursday 24th and Friday 25th November for Thanksgiving. We will be checking email and voicemail during the period. We hope our friends and clients have a safe and enjoyable holiday period.
Read MoreOffice Closure - Labor Day
Our offices will be closed on Monday September 5th. We hope our clients, friends and their families have a safe and enjoyable holiday weekend.
Read MoreOffice Closure
The office will be closed on Friday March 25th in observance of Good Friday. The NYSE is also closed on this day.
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Office Closure
The office will be closed on Monday January 18th in observance of Martin Luther King day. The NYSE is also closed on this day.
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Recruiting - Join Us
We are currently expanding and looking for accomplished professionals who are resolved to achieve their vision of success. We are looking for advisors in the Delaware and Maryland, New Jersey and Pennsylvania surrounding areas. We are...
Read MoreClient Reminder - Free Credit Report
Have you requested your truly free credit report? You can download or view it at Free Credit Report.Tip: Don't view all three reports at one time, wait a few months hen view the next one, that way you are reviewing your credit report...
Read MoreNow Recruiting
We are currently expanding and looking for accomplished professionals who are resolved to achieve their vision of success.Are you looking for a new career? Are you a successful sales professional who may have been downsized and is...
Read MorePlanning for a 30 Year Retirement
Planning for a 30 Year Retirement
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