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Full Social Security Benefits at Age 66

October 10, 2021
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At age 66, you qualify for full Social Security benefits—but not necessarily your maximum benefit. If haven’t already begun receiving Social Security benefits, it’s important to understand why it may be advantageous to wait before tapping your benefits—if you can afford it.

The longer you wait, up to age 70, the greater your benefits will be. At age 70, you’re eligible for the maximum annual benefit, which is 32% more than what you’re eligible for at 66, and 76% greater than the benefit you were entitled to receive at age 62.

You may want to wait to start receiving Social Security—but please don’t wait to call if you have any questions or would like help determining the Social Security claiming strategy that's appropriate for you.

This communication is designed to provide accurate and authoritative information on the subjects covered. It is not, however, intended to be used in lieu of specific legal, tax, or other professional advice. For specific professional assistance, the services of an appropriate professional should be sought.