Fee for Service
Advisor-Guided Support - Fee for Service Advice
If you are not in need of our investment services full time because you like to do it yourself, but may benefit from advisor-guided support, our Fee-for-Service Agreement might be just what you need.
This service can be paid either monthly or quarterly, via credit card, debit card or ACH. We use the same tools and processes as we do for our investment management clients, however you are taking the necessary management and monitoring steps on your own, WITH OUR GUIDANCE as necessary.
Many of you will do well to consider Fee-for-Service as an add-on for a more complete process.
- 401(k) Participant advice.
- Asset Allocation
- Business Planning
- Cash Flow/Budget Planning
- Charitable Giving Solutions
- Education Planning
- Estate & Multigenerational Planning
- Compensation Strategies
- Financial Statement and Portfolio Reports
- General Analysis and Planning
- Insurance needs analysis
- Retirement Planning/Analysis
- Tax Planning
- Wealth Accumulation and Preservation Strategies
Sample Topics include:
| Starting Out | Established and Building | Approaching Retirement |
|---|---|---|
Balancing a budget (income & expenses)
|
Budgeting (income & expenses) | Budgeting (income & expenses) |
| Establishing an emergency reserve | Financial goals review | Home sale/purchase advice
|
| Student loans repayment strategy | Home sale/purchase advice | Financial education/suppor for teen & adult children
|
| Debt-elimination strategy | Planning for children | Investment analysis and strategy
|
| Employer benefits selection | Plan for the cost of childcare
|
Trust & estate planning |
| Employer stock option/ESPP plan strategy | Employer stock option/ESPP plan strategy
|
Business succession planning |
| Home/car purchase decisions | Employer benefits selection
|
Taking care of aging parents |
Set up will, living will & power of attorney
|
Trust & estate planning | Retirement income & cash flow analysis |
| Saving for financial goals (vacation, wedding, etc.) | Beneficiary update and asset titling
|
Social Security review & strategy |
| Retirement savings plan | Taking care of aging parents
|
Retireee health care planning |
| Tax planning | Building retirement savings
|
Long-term-care planning |
| Life insurance | Philanthropic giving strategy | |
| Disability insurance | Tax planning | |
| Tax Planning |
These are just some of the areas we can provide consulting services, call us for more information on 302-239-2111.
Advisory services may only be offered by Investment Advisory Representatives in connection with an appropriate Cetera Advisor Networks advisory services agreement and Disclosure Brochure, as provided.